Quote the same processing mix
Ask bidders to price the same card mix, monthly volume and chargeback profile. Apples-to-apples quotes expose padded markups.
Use your numbersKeep more of what you earn
Stop leaking profit.
One practical money-saving play every day—detailed steps, transparent math and links to current terms whenever a claim depends on them.
Primary sourcesCurrent pricing, terms or filings—not recycled claims.
Transparent mathInputs, assumptions and full-year impact shown plainly.
Real-world catchesContracts, taxes, fees and eligibility called out before you act.
Your two-minute leak check
Enter only numbers from your own bills. We calculate the rate and known waste—no guessed “savings opportunity” percentages.
This is arithmetic from the figures you enter, not a quote or promise. Verify contracts, taxes and provider terms before changing service.
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Known annual unused-seat cost
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Add statement figures to calculate your effective processing rate and annualize known unused-seat cost.
The savings playbook
Cards marked “Checklist” are audit steps, not savings claims. Dated plays link to a primary source and spell out what you must confirm for your business.
Run a seat census
Match paid seats to active people. Remove former staff, duplicate tools and premium roles that no longer need premium access.
Estimate the leakRebid before renewal
Read the contract’s notice and cancellation terms, then calendar the review far enough ahead to get comparable bids. Match limits, terms and equipment—not teaser prices.
Build an action planMove large invoices to ACH
Offer ACH for recurring B2B invoices where card rewards are not part of the sale. Confirm fees and customer preference first.
Check the opportunitySeparate must-have from bundled
List the features your team actually uses. Downgrade oversized plans only after confirming exports, limits and integrations.
Start the auditMeasure unit cost, not invoice total
For supplies, compare delivered cost per usable unit after shipping, minimums, spoilage and staff time—not the sticker price.
Prioritize the reviewTest the cost of review-response drafting
Time one week of manual review replies, multiply the hours by your loaded labor cost, then compare that measured cost with an automation quote. SureReply.ai is one option; verify its current price, approval workflow and fit before buying.
See SureReply.aiAudit your Microsoft 365 licenses
Export the tenant’s active users, remove departed staff, and match each role to the lowest plan that still covers its apps, security and device needs. Then compare month-to-month flexibility with a one-year commitment paid monthly or annually; price the actual seat mix before changing terms.
Check Microsoft’s current termsRightsize Google Workspace
Match Starter, Standard or Plus to the storage, meeting and security features each team actually uses. Google’s Flexible plan lets you remove licenses at any time; Annual/Fixed-Term seats can be reduced only at renewal, so keep variable headcount flexible and test the full-year total before committing.
Compare Google billing plansSearch your state for unclaimed business money
Vendor overpayments, utility and telecom deposits from old locations, insurance premium refunds, double-paid invoices — after a dormancy period (typically 3–5 years) the company holding your money must hand it to the state, which then holds it indefinitely until you claim it. State unclaimed-property programs returned $4.49 billion to owners in FY2024 alone, per the National Association of Unclaimed Property Administrators (NAUPA) FY24 annual report.
Do this week: (1) List every state your business has operated in, plus every legal name, DBA, and former business address. (2) Search each state’s official unclaimed-property site (a .gov site) and NAUPA’s free national search at missingmoney.com under each name variant. (3) File claims online for any hits — expect to show proof of ownership, like an EIN letter, articles of incorporation, or an old lease tying the business to the address. (4) Repeat the search yearly; holders report new property every year.
What you recover: whatever the state holds in your name, returned in full — states take no fees or cuts. Effort: a one-time 30–60 minute search; claims take weeks to months to pay out.
Does NOT apply to: businesses under about 3 years old (recent deposits haven’t reached the dormancy period yet), or anyone who already searched and claimed in the last couple of years.
The catch: proof of ownership is the slow part — digging up old address records can take longer than the search itself, and claims process in weeks to months. Never pay anyone to do this: state searches and claims are free, while ‘asset finder’ firms take a percentage of your own money to file the same form. Check with your accountant about the tax treatment of anything you recover — some types of returned funds (like interest earned or uncashed wages) are taxable.
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“A dollar you stop wasting is a dollar you don’t have to sell twice.”
Put one money-saving play to work every day. Small scrutiny compounds.